Published: September 28, 2021

THE CITY OF LORETTO RECEIVED RECENTLY RECEIVED WORD FROM THE INSURANCE SERVICES OFFICE, INC. THAT THEIR PROTECTION CLASSIFICATION WILL BE 4 / 4X ON JANUARY 1ST. ONLY 12% OF TENNESSEE'S 858 ISO-CLASSIFIED COMMUNITIES HAVE A BETTER RATING THAN LORETTO'S AND THE LORETTO FIRE DEPARTMENT HAS WORKED HARD AND CONTINUES TO DO SO TO IMPROVE THEIR SERVICE TO THE CITY OF LORETTO. ISO'S PROTECTION CLASSIFICATIONS PLAY AN IMPORTANT ROLE IN THE UNDERWRITING PROCESS AT INSURANCE COMPANIES. ISO COLLECTS DATA AND ANALYZES THE CAPABILITY OF COMMUNITY FIRE SUPPRESSION SERVICES AND THE EVALUATION IS BASED ON CRITERIA SUCH AS FIRE ALARMS (HOW WELL THE DEPARTMENT RECEIVES ALARMS AND DISPATCHES ITS RESOURCES), THE NUMBER OF ENGINE COMPANIES (THEIR DISTRIBUTION, ETC.), AND WATER SUPPLY (WHETHER THE COMMUNITY HAS A SUFFICIENT WATER SUPPLY, ETC.).